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February 2011
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Nowadays, paying for medical expenses is very convenient through the use of credit cards. You don’t need to spend a lot on paying health insurance since there are special credit cards designed for medical-related services. What’s good about them is that they also give you an opportunity to earn rewards points, cash back and get discounts on certain services. For instance, your collected points can be redeemed for various health products or points can be transferred to a health saving account.

In America, the two major credit card companies offering medical related products are Bank of America and Citibank. Both offers low interest rates, so you can earn rewards at a lower cost.

However, using credit card regularly even on small medical expenses can accumulate into a credit card debt. Be careful with unmanageable debt accumulated as a result of numerous medical expenses paid for with a credit card. You need to be a disciplined and responsible borrower who is sure of your ability to cover credit card bills on time each month.

Healthcare credit card is definitely helpful when there are unexpected expenses like an operation or expensive medical appliances. If you use your credit card wisely, you will surely save a lot of money.

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